UnionInsulators Local 40 wages 2026 (New York)
The hourly rates, overtime, shift, vacation and per diem rules of Insulators Local 40 in New York and Vermont, read from the two agreements built into the Insulator app. An independent guide: the agreement and your hall have the final word.
Mechanical insulation and firestopping
Heat and Frost Insulators Local 40 union book 2022–2025 (eastern New York), with the 2026 New York prevailing wage
$43.02an hour
Mechanic, Mechanical insulation and firestopping
From May 1, 2026. No later step published.
| Classification | From May 1, 2026 |
|---|---|
| Mechanic (journeyperson)base rate | $43.02 |
| Foreman, 10 or more workersJM + $3.50 | $46.52 |
| Foreman, 7 to 10 workersJM + $2.50 | $45.52 |
| Foreman, 3 to 7 workersJM + $1.50 | $44.52 |
| Firestopping worker85% | $36.57 |
| 4th-year apprentice90% | $38.72 |
| 3rd-year apprentice80% | $34.42 |
| 2nd-year apprentice70% | $30.11 |
| 1st-year apprentice60% | $25.81 |
- Overtime
- Overtime (book p.4; New York's schedule, codes B1 and Q): the first 2 hours past 8 on a weekday are time and a half, every hour after that double time; Saturday is time and a half for the first 10 hours, then double; Sundays and holidays are double time; Labor Day is worked only in emergencies, at triple time.
- Shift premium
- 12% of the rate on straight-time hours worked on shift.
- Per diem and travel
- Travel expense: Albany, Schenectady or Troy with no free parking within ½ mile: $12 a day; Zone 7: $18 a day; Zone 8: $27 a day; Zone 9: $60 a day.
Clinton, Franklin and Vermont (85% of the rate)
Heat and Frost Insulators Local 40 union book 2022–2025 (85% area: Clinton and Franklin counties and Vermont), with the 2026 New York wage
$36.57 an hour, mechanic (journeyperson), from May 1, 2026.
| Classification | From May 1, 2026 |
|---|---|
| Mechanic (journeyperson)base rate | $36.57 |
| Foreman, 10 or more workersJM + $3.50 | $40.07 |
| Foreman, 7 to 10 workersJM + $2.50 | $39.07 |
| Foreman, 3 to 7 workersJM + $1.50 | $38.07 |
| 4th-year apprentice90% | $32.91 |
| 3rd-year apprentice80% | $29.26 |
| 2nd-year apprentice70% | $25.60 |
| 1st-year apprentice60% | $21.94 |
- Overtime
- Overtime (book p.4; New York's schedule, codes B1 and Q): the first 2 hours past 8 on a weekday are time and a half, every hour after that double time; Saturday is time and a half for the first 10 hours, then double; Sundays and holidays are double time; Labor Day is worked only in emergencies, at triple time.
- Shift premium
- 12% of the rate on straight-time hours worked on shift.
- Per diem and travel
- Local 40's published rules have no per diem.
One 40-hour week, worked out
Week of October 25, 2026Mechanic (journeyperson), Mechanical insulation and firestopping
Example| Day | Sun | Mon | Tue | Wed | Thu | Fri | Sat |
|---|---|---|---|---|---|---|---|
| Hours | 0 | 8 | 8 | 8 | 8 | 8 | 0 |
| Earnings | |
| Regular40 h × 43.02 | 1,720.80 |
| Gross pay | 1,720.80 |
| Deductions | |
| Field dues8% of gross wages (work assessment) | −137.66 |
| Savings fundper hour | −68.00 |
| Social Security6.2% | −106.69 |
| Medicare1.45% | −24.95 |
| NY disability (DBL) | −0.60 |
| NY paid family leave | −7.43 |
| Federal income taxestimate (W-4) | −208.77 |
| New York income taxestimate | −82.20 |
What's missing
Where the app can't follow a rule to the letter yet, its notes say so, and say how to allow for it when you enter your hours. From this page's agreements:
- Mechanical insulation and firestopping. The only posted agreement is the union book for May 2022 to April 30 2025; the current one isn't posted, so every rule, zone and deduction below is from the 2022–2025 book and may have changed since. The 2026 rate is New York State's prevailing-wage schedule for 2026–27 (Local 40's yearly step is May 1).
- Mechanical insulation and firestopping. New York prints only the apprentice percentages, so the app works out the dollars, rounded to the cent, and the 2025 firestopping, apprentice and foreman rates the same way from $41.74. On May 1 2027 the package goes up $2.00, to be allocated: the app keeps the 2026 rates until your new rate is out, then type it under Enter my own rate.
- Mechanical insulation and firestopping. The app has no triple-time rate, so Labor Day hours show at double time, a third short of what's owed.
- Mechanical insulation and firestopping. The book doesn't give its overtime; the app pays 10 hours straight, then 2 hours at time and a half and double time after, and the Friday like a Saturday.
- Mechanical insulation and firestopping. The premium is added only on straight-time hours.
- Mechanical insulation and firestopping. The book moves only a Sunday holiday, so a Saturday one stays on the Saturday.
- Mechanical insulation and firestopping. The current amounts aren't published, so the app uses the book's, counts the savings fund on hours worked and takes it from apprentices too. Monthly dues, if your employer takes them out, go on the Settings tab.
- Mechanical insulation and firestopping. The book doesn't say how the daily amounts are taxed; a flat daily amount is normally taxable wages under IRS rules, so the app adds it to taxable pay, with no work assessment on it.
- Clinton, Franklin and Vermont (85% of the rate). The only posted agreement is the union book for May 2022 to April 30 2025; the current one isn't posted, so every rule, zone and deduction below is from the 2022–2025 book and may have changed since. The 2026 rate is New York State's prevailing-wage schedule for 2026–27 (Local 40's yearly step is May 1).
- Clinton, Franklin and Vermont (85% of the rate). The book gives only the 85% rule, so the app works out every rate from it, rounded to the cent (85% of $43.02 = $36.57, apprentices at their percentage of that, the foreman amounts added on top), and has no firestopping class here (use Enter my own rate). On May 1 2027 the package goes up $2.00, to be allocated: the app keeps the 2026 rates until then.
- Clinton, Franklin and Vermont (85% of the rate). The app has no triple-time rate, so Labor Day hours show at double time, a third short of what's owed.
- Clinton, Franklin and Vermont (85% of the rate). The book doesn't give its overtime; the app pays 10 hours straight, then 2 hours at time and a half and double time after, and the Friday like a Saturday.
- Clinton, Franklin and Vermont (85% of the rate). The premium is added only on straight-time hours.
- Clinton, Franklin and Vermont (85% of the rate). The book moves only a Sunday holiday, so a Saturday one stays on the Saturday.
- Clinton, Franklin and Vermont (85% of the rate). The current amounts aren't published, so the app uses the book's, counts the savings fund on hours worked and takes it from apprentices too. Monthly dues, if your employer takes them out, go on the Settings tab.
Enter your own hours in the Insulator app: it applies these rates, the overtime and holiday rules, dues and tax, and keeps a year of paychecks. Free for a month.
Your agreement isn't here, or a number is wrong? Send us your agreement from the app's Settings tab. If the app doesn't have it yet, you get a free year when it's added.
Questions
What does a Local 40 mechanic (journeyperson) make in 2026?
$43.02 an hour under the Heat and Frost Insulators Local 40 union book 2022–2025 (eastern New York), with the 2026 New York prevailing wage, from May 1, 2026. The other agreements on this page: Clinton, Franklin and Vermont (85% of the rate) $36.57.
When is the next Local 40 raise?
No later step is published in the data for the Mechanical insulation and firestopping agreement. Rates usually change once a year; check the schedule before you count on a raise.
What do Local 40 apprentices make?
4th-year apprentice $38.72 (90%), 3rd-year apprentice $34.42 (80%), 2nd-year apprentice $30.11 (70%) and 1st-year apprentice $25.81 (60%) an hour from May 1, 2026.
Does Local 40 pay a per diem?
Travel expense: Albany, Schenectady or Troy with no free parking within ½ mile: $12 a day; Zone 7: $18 a day; Zone 8: $27 a day; Zone 9: $60 a day.
How is Local 40 overtime paid?
Overtime (book p.4; New York's schedule, codes B1 and Q): the first 2 hours past 8 on a weekday are time and a half, every hour after that double time; Saturday is time and a half for the first 10 hours, then double; Sundays and holidays are double time; Labor Day is worked only in emergencies, at triple time.
Sources
The agreements and schedules these numbers were read from. Built October 15, 2026 from the Insulator app, version 0.1.0.
Independent. Not affiliated with any union. Check your agreement.