UnionInsulators Local 89 wages 2026 (New Jersey)
The hourly rates, overtime, shift, vacation and per diem rules of Insulators Local 89 in New Jersey, read from the one agreement built into the Insulator app. An independent guide: the agreement and your hall have the final word.
Mechanical insulation
Heat and Frost Insulators Local 89 agreement (Trenton and Atlantic City; runs to June 30 2030), with the July 1 2026 to June 30 2027 wage sheet
$57.65an hour
Journeyman, Mechanical insulation
From July 1, 2026. No later step published.
| Classification | From July 1, 2026 |
|---|---|
| Journeymanbase rate | $57.65 |
| ForemanJM + $1.50 | $59.15 |
| General foreman, 11 to 20 menJM +10% | $63.42 |
| General foreman, 21 to 30 menJM +15% | $66.30 |
| General foreman, 31 to 40 menJM +20% | $69.18 |
| General foreman, 41 to 50 menJM +25% | $72.06 |
| 5th-year apprentice80% | $46.12 |
| 4th-year apprentice75% | $43.24 |
| 3rd-year apprentice65% | $37.47 |
| 2nd-year apprentice55% | $31.71 |
| 1st-year apprentice45% | $25.94 |
- Overtime
- Approximation, overtime: Local 89's overtime article isn't public.
- Shift premium
- No shift premium is published for this agreement, so the app adds none for night work.
- Per diem and travel
- Travel expense (foreman in Local 32's area): Foreman working in Local 32's area: $15 a day worked.
One 40-hour week, worked out
Week of October 25, 2026Journeyman, Mechanical insulation
Example| Day | Sun | Mon | Tue | Wed | Thu | Fri | Sat |
|---|---|---|---|---|---|---|---|
| Hours | 0 | 8 | 8 | 8 | 8 | 8 | 0 |
| Earnings | |
| Regular40 h × 57.65 | 2,306.00 |
| Gross pay | 2,306.00 |
| Deductions | |
| Dues check-off (5.5% of the package)per hour | −222.40 |
| Helping Hand Fundper hour | −15.20 |
| Local 89 Industry Fundper hour | −78.00 |
| PACper hour | −10.00 |
| Mortuary Fundper hour | −2.80 |
| Supplemental Fundper hour | −13.60 |
| Social Security6.2% | −142.97 |
| Medicare1.45% | −33.44 |
| NJ unemployment | −8.82 |
| NJ workforce fund | −0.98 |
| NJ disability (TDI) | −4.38 |
| NJ family leave (FLI) | −5.30 |
| Federal income taxestimate (W-4) | −337.51 |
| New Jersey income taxestimate | −116.80 |
What's missing
Where the app can't follow a rule to the letter yet, its notes say so, and say how to allow for it when you enter your hours. From this page's agreements:
- So the overtime, holiday and shift rules below aren't published, and the app uses the lower of the usual insulators' rules; check them against your stub.
- Only the 2025 journeyman rate is published, so the app works out the 2025 foreman, general foreman and apprentice rates with the 2026 sheet's rules (foreman $57.30, apprentices $25.11 to $44.64). The 4th-year page prints $43.25; the app uses the $43.24 of page 2 (75% of $57.65). The package goes up $5.00 on July 1 2027 ($5.25 in 2028, $5.50 in 2029) and the split isn't published yet, so the app keeps the 2026 rates: then type your new rate under Enter my own rate.
- The full holiday list isn't published, so the app marks only New Year's Day and Christmas, moved to the Friday before when they fall on a Saturday and the Monday after on a Sunday, and pays them at double time when worked. Tick Holiday on any other day your job keeps as one.
- The general foremen's dues aren't printed, so the app works them out the same way, 5.5% of their wage plus the journeyman's $43.35 of fringes ($5.87, $6.03, $6.19, $6.35). The apprentices' fund amounts are worked out at their percentage, rounded to the cent. Weeks before July 1 2026 are taken at the 2026 amounts (5.5% of the 2025 package, $96.60, was $5.31 for a journeyman).
- The half hour isn't added, and as the sheet doesn't say how the $15 is taxed, the app adds it to taxable pay (a flat daily amount is normally taxable wages under IRS rules), with no dues on it.
Enter your own hours in the Insulator app: it applies these rates, the overtime and holiday rules, dues and tax, and keeps a year of paychecks. Free for a month.
Your agreement isn't here, or a number is wrong? Send us your agreement from the app's Settings tab. If the app doesn't have it yet, you get a free year when it's added.
Questions
What does a Local 89 journeyman make in 2026?
$57.65 an hour under the Heat and Frost Insulators Local 89 agreement (Trenton and Atlantic City; runs to June 30 2030), with the July 1 2026 to June 30 2027 wage sheet, from July 1, 2026.
When is the next Local 89 raise?
No later step is published in the data for the Mechanical insulation agreement. Rates usually change once a year; check the schedule before you count on a raise.
What do Local 89 apprentices make?
5th-year apprentice $46.12 (80%), 4th-year apprentice $43.24 (75%), 3rd-year apprentice $37.47 (65%), 2nd-year apprentice $31.71 (55%) and 1st-year apprentice $25.94 (45%) an hour from July 1, 2026.
Does Local 89 pay a per diem?
Travel expense (foreman in Local 32's area): Foreman working in Local 32's area: $15 a day worked.
How is Local 89 overtime paid?
Approximation, overtime: Local 89's overtime article isn't public.
Sources
The agreements and schedules these numbers were read from. Built October 15, 2026 from the Insulator app, version 0.1.0.
Independent. Not affiliated with any union. Check your agreement.